/* ==========================================================================
   Enthrone Capital — design system + components
   ONE layout, TWO themes. Everything visual is driven by CSS custom
   properties so LIGHT and DARK share identical structure and content.

   Theme is selected via  <html data-theme="light">  or  data-theme="dark".
   A default (no attribute) falls back to the LIGHT palette.
   ========================================================================== */

/* ----------------------------------------------------------------------
   1. FONTS  — modern sans-serif stack, no serif/display faces.
      System stack first (fast, zero-network); Inter is a progressive
      enhancement if the browser already has it. No external requests.
   ---------------------------------------------------------------------- */
:root {
  --font-sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto,
    Helvetica, Arial, sans-serif;
  --font-num: "Inter", system-ui, sans-serif;

  /* Brand gold — the single decorative accent, tuned per theme below. */
  --gold: #b8912f;

  /* Layout constants (shared across themes) */
  --container: 1200px;
  --container-narrow: 820px;
  --radius: 14px;
  --radius-sm: 10px;
  --radius-lg: 22px;
  --shadow-soft: 0 1px 2px rgba(20, 20, 25, 0.04),
                 0 8px 24px rgba(20, 20, 25, 0.06);
  --shadow-card: 0 1px 2px rgba(20, 20, 25, 0.05),
                 0 14px 40px rgba(20, 20, 25, 0.09);
  --focus-ring: #5b8def;
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
}

/* ----------------------------------------------------------------------
   2. LIGHT THEME  — "Tesla meets Apple": warm white, charcoal ink,
      sophisticated gold. Default when no data-theme is set.
   ---------------------------------------------------------------------- */
:root,
:root[data-theme="light"] {
  color-scheme: light;

  --bg:            #ffffff;
  --bg-warm:       #faf8f3;   /* warm white section band */
  --surface:       #ffffff;
  --surface-2:     #f6f3ec;   /* subtle warm panel */
  --surface-3:     #efeadf;

  --text:          #17171a;   /* near-black charcoal */
  --text-soft:     #3d3d43;
  --text-muted:    #6a6a72;

  --border:        #e7e2d6;
  --border-strong: #d6cfbe;

  --gold:          #a9791b;   /* gold that reads as text on white (AA) */
  --gold-bright:   #c9a227;   /* decorative gold (lines, dots) */
  --gold-soft:     #f3ead2;   /* gold wash background */
  --on-gold:       #1a1500;   /* ink on a gold button */

  --hero-grad: radial-gradient(120% 100% at 85% -10%,
                 #fdf7e8 0%, #ffffff 46%, #ffffff 100%);
  --band-grad: linear-gradient(180deg, #ffffff 0%, #faf8f3 100%);

  --focus-ring: #2f6bd6;
}

/* ----------------------------------------------------------------------
   3. DARK THEME  — private-capital: black/charcoal, luminous gold.
   ---------------------------------------------------------------------- */
:root[data-theme="dark"] {
  color-scheme: dark;

  --bg:            #0c0c0e;
  --bg-warm:       #121215;
  --surface:       #151518;
  --surface-2:     #1c1c21;
  --surface-3:     #24242b;

  --text:          #f6f5f1;
  --text-soft:     #cfcdc6;
  --text-muted:    #9a988f;

  --border:        #2a2a31;
  --border-strong: #3a3a44;

  --gold:          #d9b64c;
  --gold-bright:   #e6c977;
  --gold-soft:     #221d0e;
  --on-gold:       #17130a;

  --hero-grad: radial-gradient(120% 100% at 82% -10%,
                 #1c1808 0%, #101012 44%, #0c0c0e 100%);
  --band-grad: linear-gradient(180deg, #0c0c0e 0%, #121215 100%);

  --shadow-soft: 0 1px 2px rgba(0, 0, 0, 0.4),
                 0 10px 30px rgba(0, 0, 0, 0.45);
  --shadow-card: 0 1px 2px rgba(0, 0, 0, 0.45),
                 0 18px 48px rgba(0, 0, 0, 0.55);
  --focus-ring: #7aa7ff;
}

/* ----------------------------------------------------------------------
   4. BASE
   ---------------------------------------------------------------------- */
body {
  font-family: var(--font-sans);
  background: var(--bg);
  color: var(--text);
  letter-spacing: -0.005em;
  transition: background-color 0.25s var(--ease), color 0.25s var(--ease);
}

a { text-decoration: none; }
a:hover { text-decoration: none; }

.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: clamp(1.15rem, 4vw, 2.5rem);
}

.section {
  padding-block: clamp(3.5rem, 7vw, 6.5rem);
}
.section--warm { background: var(--bg-warm); }
.section--panel { background: var(--surface-2); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0 0 1rem;
}
.eyebrow::before {
  content: "";
  width: 26px; height: 2px;
  background: var(--gold-bright);
  display: inline-block;
}

.section-head { max-width: 720px; }
.section-head--center { margin-inline: auto; text-align: center; }
.section-head--center .eyebrow { justify-content: center; }

h1, h2, h3 { letter-spacing: -0.02em; }

.h-display {
  font-size: clamp(2.35rem, 5.4vw, 4rem);
  line-height: 1.03;
  font-weight: 700;
}
.h-section {
  font-size: clamp(1.85rem, 3.6vw, 2.8rem);
  line-height: 1.08;
  font-weight: 650;
  margin-bottom: 0.6rem;
}
.lead {
  font-size: clamp(1.05rem, 1.6vw, 1.28rem);
  color: var(--text-soft);
  line-height: 1.6;
  max-width: 62ch;
}
.muted { color: var(--text-muted); }
.gold-text { color: var(--gold); }

/* ----------------------------------------------------------------------
   5. BUTTONS
   ---------------------------------------------------------------------- */
.btn {
  --_pad-y: 0.85rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: var(--_pad-y) 1.5rem;
  border: 1px solid transparent;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.98rem;
  line-height: 1;
  letter-spacing: 0.01em;
  transition: transform 0.15s var(--ease), background-color 0.2s var(--ease),
    border-color 0.2s var(--ease), box-shadow 0.2s var(--ease), color 0.2s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }

.btn--gold {
  background: var(--gold-bright);
  color: var(--on-gold);
  box-shadow: 0 6px 20px -6px color-mix(in srgb, var(--gold-bright) 60%, transparent);
}
.btn--gold:hover { background: color-mix(in srgb, var(--gold-bright) 88%, #fff); }

.btn--outline {
  background: transparent;
  color: var(--text);
  border-color: var(--border-strong);
}
.btn--outline:hover {
  border-color: var(--gold);
  color: var(--gold);
}

.btn--ghost {
  background: transparent;
  color: var(--text-soft);
  padding-inline: 0.4rem;
}
.btn--ghost:hover { color: var(--gold); }

.btn--lg { --_pad-y: 1.05rem; padding-inline: 2rem; font-size: 1.05rem; }
.btn--block { width: 100%; }

/* ----------------------------------------------------------------------
   6. HEADER / NAV
   ---------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: color-mix(in srgb, var(--bg) 82%, transparent);
  backdrop-filter: saturate(1.4) blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color 0.2s, background-color 0.2s;
}
.site-header.is-scrolled {
  border-bottom-color: var(--border);
  background: color-mix(in srgb, var(--bg) 92%, transparent);
}
.nav {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  height: 72px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  font-size: 1.12rem;
  color: var(--text);
}
.brand__mark {
  width: 30px; height: 30px;
  flex: 0 0 auto;
}
.brand__name { line-height: 1; }
.brand__name b { font-weight: 700; }
.brand small {
  display: block;
  font-size: 0.62rem;
  letter-spacing: 0.24em;
  color: var(--gold);
  font-weight: 600;
  margin-top: 2px;
}

.nav__links {
  display: flex;
  align-items: center;
  gap: 1.55rem;
  margin-left: auto;
}
.nav__links a {
  font-size: 0.95rem;
  color: var(--text-soft);
  font-weight: 500;
  transition: color 0.15s;
}
.nav__links a:hover { color: var(--gold); }

.nav__actions { display: flex; align-items: center; gap: 0.75rem; }

/* The in-menu CTA is for the mobile dropdown only; desktop uses nav__desktop-cta */
@media (min-width: 941px) { .nav__links-cta { display: none; } }

.nav-toggle {
  display: none;
  width: 44px; height: 44px;
  align-items: center; justify-content: center;
  background: transparent;
  border: 1px solid var(--border);
  border-radius: 10px;
  color: var(--text);
}
.nav-toggle svg { width: 22px; height: 22px; }
.nav-toggle .icon-close { display: none; }
.nav-toggle[aria-expanded="true"] .icon-open { display: none; }
.nav-toggle[aria-expanded="true"] .icon-close { display: block; }

/* Theme review toggle (temporary, clearly a review control) */
.theme-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.4rem 0.7rem;
  border-radius: 999px;
  border: 1px solid var(--border-strong);
  background: var(--surface);
  color: var(--text-soft);
  font-size: 0.8rem;
  font-weight: 600;
}
.theme-toggle svg { width: 16px; height: 16px; }
.theme-toggle .t-dark { display: none; }
:root[data-theme="dark"] .theme-toggle .t-dark { display: inline-flex; }
:root[data-theme="dark"] .theme-toggle .t-light { display: none; }

@media (max-width: 940px) {
  .nav__links {
    position: fixed;
    inset: 72px 0 auto 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--bg);
    border-bottom: 1px solid var(--border);
    padding: 0.5rem clamp(1.15rem, 4vw, 2.5rem) 1.25rem;
    transform: translateY(-120%);
    transition: transform 0.25s var(--ease);
    box-shadow: var(--shadow-card);
    max-height: calc(100vh - 72px);
    overflow-y: auto;
  }
  .nav__links.is-open { transform: translateY(0); }
  .nav__links a {
    padding: 0.9rem 0.2rem;
    border-bottom: 1px solid var(--border);
    font-size: 1.05rem;
  }
  .nav__links .btn { margin-top: 1rem; }
  .nav-toggle { display: inline-flex; }
  .nav__desktop-cta { display: none; }
}

/* ----------------------------------------------------------------------
   7. HERO
   ---------------------------------------------------------------------- */
.hero {
  background: var(--hero-grad);
  position: relative;
  overflow: hidden;
}
.hero__inner {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
  padding-block: clamp(3.5rem, 7vw, 6rem);
}
.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.4rem 0.9rem 0.4rem 0.5rem;
  border: 1px solid var(--border-strong);
  border-radius: 999px;
  background: var(--surface);
  font-size: 0.82rem;
  color: var(--text-soft);
  margin-bottom: 1.5rem;
}
.hero__badge .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--gold-bright);
  box-shadow: 0 0 0 4px var(--gold-soft);
}
.hero h1 { margin-bottom: 1.1rem; }
.hero h1 .accent { color: var(--gold); }
.hero__lead { margin-bottom: 1.75rem; }

.hero__amount {
  display: flex;
  align-items: baseline;
  gap: 0.75rem;
  margin: 1.75rem 0;
  padding: 1.1rem 1.35rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-soft);
  width: fit-content;
  max-width: 100%;
  flex-wrap: wrap;
}
.hero__amount .big {
  font-size: clamp(1.7rem, 3.4vw, 2.5rem);
  font-weight: 750;
  letter-spacing: -0.03em;
  color: var(--text);
  line-height: 1;
}
.hero__amount .big span { color: var(--gold); }
.hero__amount .label {
  font-size: 0.82rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-muted);
  font-weight: 600;
}

.hero__cta { display: flex; flex-wrap: wrap; gap: 0.85rem; margin-bottom: 1.75rem; }

.hero__points {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.7rem 1.4rem;
  margin: 0;
}
.hero__points li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: var(--text-soft);
  font-size: 0.98rem;
  font-weight: 500;
}
.check {
  flex: 0 0 auto;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--gold-soft);
  color: var(--gold);
  display: inline-grid;
  place-items: center;
}
.check svg { width: 13px; height: 13px; }

/* Hero visual card */
.hero__visual {
  position: relative;
}
.hero-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  padding: 1.6rem;
  position: relative;
  overflow: hidden;
}
.hero-card::before {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(160deg,
    color-mix(in srgb, var(--gold-bright) 10%, transparent), transparent 42%);
  pointer-events: none;
}
.hero-card__label {
  font-size: 0.74rem; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--text-muted); font-weight: 600; margin-bottom: 1rem;
}
.hero-stat { padding: 0.9rem 0; border-bottom: 1px solid var(--border); }
.hero-stat:last-child { border-bottom: 0; }
.hero-stat b {
  display: block;
  font-size: 1.55rem; font-weight: 700; letter-spacing: -0.02em;
  color: var(--text);
}
.hero-stat span { font-size: 0.9rem; color: var(--text-muted); }
.hero-card__foot {
  margin-top: 1.1rem; padding-top: 1rem; border-top: 1px solid var(--border);
  display: flex; align-items: center; gap: 0.6rem;
  font-size: 0.86rem; color: var(--text-soft);
}

@media (max-width: 900px) {
  .hero__inner { grid-template-columns: 1fr; }
  .hero__visual { order: -1; max-width: 460px; }
  .hero__points { grid-template-columns: 1fr; }
}

/* ----------------------------------------------------------------------
   8. VALUE / CREDIBILITY STRIP
   ---------------------------------------------------------------------- */
.value-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.15rem;
}
.value-card {
  padding: 1.6rem 1.4rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface);
  transition: transform 0.2s var(--ease), border-color 0.2s, box-shadow 0.2s;
}
.value-card:hover {
  transform: translateY(-3px);
  border-color: var(--border-strong);
  box-shadow: var(--shadow-soft);
}
.value-card .ico {
  width: 46px; height: 46px; border-radius: 12px;
  background: var(--gold-soft); color: var(--gold);
  display: grid; place-items: center; margin-bottom: 1rem;
}
.value-card .ico svg { width: 24px; height: 24px; }
.value-card h3 { font-size: 1.12rem; margin-bottom: 0.35rem; }
.value-card p { color: var(--text-muted); font-size: 0.96rem; margin: 0; }

@media (max-width: 900px) { .value-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .value-grid { grid-template-columns: 1fr; } }

/* ----------------------------------------------------------------------
   9. ABOUT EDD
   ---------------------------------------------------------------------- */
.about {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}
.about__media { position: relative; }
.about__photo {
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-card);
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  background: var(--surface-2);
}
.about__badge {
  position: absolute;
  left: -0.75rem; bottom: 1.5rem;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-card);
  padding: 0.9rem 1.15rem;
  max-width: 240px;
}
.about__badge b { display: block; font-size: 1.35rem; color: var(--gold); letter-spacing: -0.02em; }
.about__badge span { font-size: 0.85rem; color: var(--text-muted); }

.about__desk {
  font-size: 0.78rem; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold); font-weight: 600; margin-bottom: 0.5rem;
}
.about h2 { margin-bottom: 0.15rem; }
.about__role { color: var(--text-muted); font-weight: 500; margin-bottom: 1.4rem; }
.about__quote {
  font-size: 1.15rem; line-height: 1.6; color: var(--text-soft);
  border-left: 3px solid var(--gold-bright);
  padding-left: 1.15rem; margin: 0 0 1.4rem;
}
.about__facts { display: grid; gap: 0.75rem; margin: 0 0 1.5rem; }
.about__facts li {
  display: flex; gap: 0.7rem; align-items: flex-start;
  color: var(--text-soft); font-size: 1rem;
}
.about__facts .check { margin-top: 1px; }
.about__sign { display: flex; align-items: center; gap: 0.85rem; }
.about__sign .sig {
  font-size: 1.3rem; font-weight: 700; letter-spacing: -0.01em; color: var(--text);
}
.about__sign small { color: var(--text-muted); }

@media (max-width: 860px) {
  .about { grid-template-columns: 1fr; }
  .about__media { max-width: 420px; }
}

/* ----------------------------------------------------------------------
   10. CAPITAL SOLUTIONS
   ---------------------------------------------------------------------- */
.solutions-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.1rem;
}
.solution {
  position: relative;
  padding: 1.55rem 1.5rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface);
  transition: transform 0.18s var(--ease), border-color 0.2s, box-shadow 0.2s;
  overflow: hidden;
}
.solution::after {
  content: "";
  position: absolute; left: 0; top: 0; bottom: 0; width: 3px;
  background: var(--gold-bright);
  transform: scaleY(0); transform-origin: top;
  transition: transform 0.22s var(--ease);
}
.solution:hover { transform: translateY(-3px); box-shadow: var(--shadow-soft); }
.solution:hover::after { transform: scaleY(1); }
.solution .ico {
  width: 42px; height: 42px; border-radius: 11px;
  background: var(--gold-soft); color: var(--gold);
  display: grid; place-items: center; margin-bottom: 0.9rem;
}
.solution .ico svg { width: 22px; height: 22px; }
.solution h3 { font-size: 1.1rem; margin-bottom: 0.3rem; }
.solution p { color: var(--text-muted); font-size: 0.94rem; margin: 0; }

@media (max-width: 900px) { .solutions-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .solutions-grid { grid-template-columns: 1fr; } }

/* ----------------------------------------------------------------------
   11. TWO-COLUMN QUALIFY / TRANSPARENCY
   ---------------------------------------------------------------------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}
.panel {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: clamp(1.6rem, 3vw, 2.4rem);
  background: var(--surface);
  height: 100%;
}
.panel--good { border-top: 3px solid var(--gold-bright); }
.panel--review {
  background: var(--surface-2);
  border-style: dashed;
}
.panel h3 { font-size: 1.3rem; margin-bottom: 0.4rem; }
.panel > p.muted { margin-bottom: 1.3rem; }
.criteria { display: grid; gap: 0.85rem; margin: 0; }
.criteria li {
  display: flex; gap: 0.7rem; align-items: flex-start;
  font-size: 1rem; color: var(--text-soft);
}
.criteria .mark {
  flex: 0 0 auto; width: 22px; height: 22px; border-radius: 50%;
  display: grid; place-items: center; margin-top: 1px;
}
.criteria .mark--y { background: var(--gold-soft); color: var(--gold); }
.criteria .mark--i {
  background: color-mix(in srgb, var(--text-muted) 16%, transparent);
  color: var(--text-muted);
}
.criteria .mark svg { width: 13px; height: 13px; }
.panel__note {
  margin-top: 1.3rem; padding-top: 1.1rem; border-top: 1px solid var(--border);
  font-size: 0.9rem; color: var(--text-muted);
}

@media (max-width: 820px) { .split { grid-template-columns: 1fr; } }

/* ----------------------------------------------------------------------
   12. PROCESS / HOW IT WORKS
   ---------------------------------------------------------------------- */
.steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1rem;
  counter-reset: step;
}
.step {
  position: relative;
  padding: 1.5rem 1.25rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface);
}
.step__num {
  width: 40px; height: 40px; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--gold-soft); color: var(--gold);
  font-weight: 700; margin-bottom: 0.9rem;
  border: 1px solid color-mix(in srgb, var(--gold-bright) 30%, transparent);
}
.step h3 { font-size: 1.02rem; margin-bottom: 0.3rem; }
.step p { font-size: 0.9rem; color: var(--text-muted); margin: 0; }
.step__label {
  font-size: 0.68rem; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold); font-weight: 700; margin-bottom: 0.4rem;
}

@media (max-width: 1000px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }

/* ----------------------------------------------------------------------
   13. WHY ENTHRONE (feature list + aside)
   ---------------------------------------------------------------------- */
.why {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: clamp(2rem, 5vw, 3.5rem);
  align-items: start;
}
.why__list { display: grid; gap: 1.1rem; }
.why__item { display: flex; gap: 1rem; align-items: flex-start; }
.why__item .ico {
  flex: 0 0 auto; width: 44px; height: 44px; border-radius: 12px;
  background: var(--gold-soft); color: var(--gold);
  display: grid; place-items: center;
}
.why__item .ico svg { width: 22px; height: 22px; }
.why__item h3 { font-size: 1.08rem; margin-bottom: 0.2rem; }
.why__item p { color: var(--text-muted); font-size: 0.96rem; margin: 0; }

.why__aside {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--surface-2);
  padding: clamp(1.6rem, 3vw, 2.2rem);
  position: sticky; top: 90px;
}
.why__aside .h-section { font-size: 1.5rem; }
.why__aside ul { display: grid; gap: 0.7rem; margin: 1.1rem 0 1.5rem; }
.why__aside li { display: flex; gap: 0.6rem; color: var(--text-soft); }

@media (max-width: 860px) {
  .why { grid-template-columns: 1fr; }
  .why__aside { position: static; }
}

/* ----------------------------------------------------------------------
   14. FAQ ACCORDION
   ---------------------------------------------------------------------- */
.faq { max-width: 860px; margin-inline: auto; }
.faq__item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface);
  margin-bottom: 0.8rem;
  overflow: hidden;
}
.faq__q {
  width: 100%;
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem;
  text-align: left;
  padding: 1.15rem 1.3rem;
  background: transparent;
  border: 0;
  font-size: 1.05rem; font-weight: 600; color: var(--text);
}
.faq__q:hover { color: var(--gold); }
.faq__q .chev {
  flex: 0 0 auto; width: 22px; height: 22px; color: var(--gold);
  transition: transform 0.22s var(--ease);
}
.faq__q[aria-expanded="true"] .chev { transform: rotate(180deg); }
.faq__a {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.25s var(--ease);
}
.faq__a > div { overflow: hidden; }
.faq__q[aria-expanded="true"] + .faq__a { grid-template-rows: 1fr; }
.faq__a p {
  padding: 0 1.3rem 1.25rem;
  color: var(--text-muted);
  margin: 0;
  max-width: none;
}

/* ----------------------------------------------------------------------
   15. FINAL CTA
   ---------------------------------------------------------------------- */
.final-cta {
  position: relative;
  background: var(--band-grad);
  border-top: 1px solid var(--border);
  overflow: hidden;
}
.final-cta__inner {
  text-align: center;
  max-width: 760px;
  margin-inline: auto;
  position: relative;
}
.final-cta h2 { margin-bottom: 0.8rem; }
.final-cta .lead { margin-inline: auto; margin-bottom: 2rem; }
.final-cta .hero__cta { justify-content: center; }
.final-cta__ring {
  position: absolute; inset: -40% -10% auto auto;
  width: 520px; height: 520px; border-radius: 50%;
  background: radial-gradient(circle,
    color-mix(in srgb, var(--gold-bright) 16%, transparent), transparent 62%);
  pointer-events: none;
}

/* ----------------------------------------------------------------------
   16. FOOTER
   ---------------------------------------------------------------------- */
.site-footer {
  background: var(--bg-warm);
  border-top: 1px solid var(--border);
  padding-block: clamp(3rem, 5vw, 4rem) 2rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 2rem;
}
.footer-brand .brand { margin-bottom: 0.9rem; }
.footer-brand p { color: var(--text-muted); font-size: 0.95rem; max-width: 34ch; }
.footer-col h4 {
  font-size: 0.78rem; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--text-muted); margin-bottom: 1rem;
}
.footer-col ul { display: grid; gap: 0.6rem; margin: 0; }
.footer-col a { color: var(--text-soft); font-size: 0.95rem; }
.footer-col a:hover { color: var(--gold); }
.footer-disclosure {
  margin-top: 2.5rem; padding-top: 1.5rem; border-top: 1px solid var(--border);
  color: var(--text-muted); font-size: 0.82rem; line-height: 1.65;
}
.footer-disclosure p { max-width: none; }
.footer-pending {
  display: inline-block; margin-top: 0.4rem;
  font-size: 0.72rem; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--gold); font-weight: 600;
}
.footer-bottom {
  margin-top: 1.5rem; display: flex; flex-wrap: wrap; gap: 0.75rem 1.5rem;
  justify-content: space-between; align-items: center;
  color: var(--text-muted); font-size: 0.85rem;
}

@media (max-width: 860px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 520px) {
  .footer-grid { grid-template-columns: 1fr; }
}

/* ----------------------------------------------------------------------
   17. REVIEW BANNER (temporary, local-only note)
   ---------------------------------------------------------------------- */
.review-note {
  background: var(--surface-2);
  border-bottom: 1px solid var(--border);
  color: var(--text-muted);
  font-size: 0.8rem;
  text-align: center;
  padding: 0.5rem 1rem;
}
.review-note b { color: var(--gold); }
